The U.S. Social Security Administration (SSA) was established in 1935 for the purpose of helping elderly Americans. Disability insurance was later added to the program to provide financial assistance to individuals who become disabled before they reach retirement age, but obtaining benefits from the system can be a daunting task. Those seeking benefits often need outside assistance, the type provided by Michael Elstein at the Elstein Law Firm.
Social Security Disability Insurance (SSDI) is designed to provide income for those who are unable to work due to some physical or mental disability, whether it be an injury or an illness. A disability is defined in Florida as a health condition that prevents a person from continuing in his or her regular occupation and from working in some other field. Additionally, the disability must be long-term in nature, which means that it will probably last for at least a year or is severe enough to result in death.
The process of seeking disability insurance can be complicated, and one can easily be overwhelmed by the rules and regulations of the SSA. In the event that the initial application is denied, one must file an appeal within 60 days. There will then be a reconsideration of the request and possibly a subsequent hearing before the case is heard by an appeals court. Significantly, the government denies some 70 percent of the first-time claims and more that 80 percent of the claims that are reconsidered. Among the cases that are appealed to a judge, however, more than half are approved.
Although an initial request for SSDI benefits can be done without any outside help, legal assistance is advised in the event that they are denied. A Wellington Social Security Disability lawyer will immediately begin working on the appeals process after the denial, and will file a request for a hearing in the event that the reconsideration is turned down. Proper legal representation is needed to assure that the person’s medical records have been properly gathered and verified before they are presented before an appeals court.
Disability insurance can help ease the financial burden on those who have no income due to some adverse health condition. An attorney who has expertise in disability cases can help individuals receive the benefits to which they are entitled. This type of expertise is offered by Michael Elstein at the Elstein Law Firm, which serves Wellington and Palm Bay, Florida.
Call 954-928-0990 or visit its website at firstname.lastname@example.org.